寻找健康

寻找健康
免费阅读本书的内容, 请看 2011年3月26日部落的整本书. 此书非商业方式出版,不在商业书店售卖。想得到此书的朋友,请联络作者林廷辉博士 drlimhf@gmail.com 012-3615905

Makanan Sihat Sebagai Ubat (2011)

Makanan Sihat Sebagai Ubat (2011)
Ini adalah buku kesihatan saya. Kandungannya telah dimuatkan dalam blog ini pada 10 Sept 2010 sempena Hari Raya Puasa. Buku ini bukan diterbitkan untuk tujuan komersial dan tidak dipasarkan melalui kedai-kedai buku terkenal. Jika anda ingin memperolehi satu naskah, sila hubungi pengarang di drlimhf@gmail.com atau 012-3615905

Eating for Good Health (2010)

Eating for Good Health (2010)
3nd Edition 2010. The contents of this book are in this blog (subheadings in Blog Archive from October 2009 till January 2010) for free reading. This is a non-commercial book and is not available in major commercial book stores. If you wish to own a hard copy, kindly contact the author at: drlimhf@gmail.com or 012-3615905

Thursday, September 16, 2010

Diary 167: Buying insurance up to age 100

Paying for medical insurance is part of financial burden for many families.

Health is so uncertain that we now find people taking up multiple health insuranc e policies, with some even extending their cover up to the age of 100 (The Sunday Star 5 September 2010).

Why?

Most employers do not provide post-retirement medical coverage. Hence, more and more working adults between 25 and 50 are taking up private medical insurance policies to avoid exhausting their savings should they be stricken with a major illness.

How much will it cost?

It was reported that a 70-year-old pays about RM480 a month as premium (for cover expiring at age 80) or RM611 for cover expiring at the age 100.

The above is too high a cost for many people.

What is the alternative?

The best insurance is ensure one is leading a healthy lifestyle.

If one is healthy, one does not need to worry about medical insurance cost. It is not an issue at all.

For this simple practise of taking health food to ensure long term health, my family does not take up any medical insurance.

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